People in Kansas can shop for insurance through the Federal Health Insurance Marketplace. Open enrollment generally begins in mid-November and closes in mid-February.
The Federal Health Insurance Marketplace in Kansas is a new option for individuals, families and small businesses looking to buy health insurance. You can shop for coverage if you are a Kansas resident and have legal immigration status, and you need health and/or dental insurance. Small businesses and non-profit organizations with up to 50 employees can also use the Marketplace. Through the Marketplace, Kansas residents can compare insurance options based on price, benefits, quality and other factors, while receiving a clear picture of premiums and out-of-pocket costs to help them choose the insurance coverage that best fits their needs.
Financial help to lower costs is available for people who qualify. You may be eligible for tax credits that will lower premiums and deductibles, based on income. Contact a Certified Application Counselor at 785-270-7622 or 800-444-2954 for more information.
The Kansas Insurance Department has created the below video for Kansans looking for more information about purchasing coverage on the Federal Health Insurance Marketplace. For more information, call the Kansas Insurance Department at 800-432-2484 or visit InsureKS.org.
Visit the Cost Calculator for Kansas to help you estimate your monthly premium cost and available tax credits.
If you have questions about your new healthcare coverage, you can call 1-800-318-2596 or study HealthCare.gov's educational resources.
Starting in 2014, most people must have health coverage or pay a fee in the form of an additional tax called the individual shared responsibility payment. If you can afford health insurance but choose not to buy it, you must pay the fee when you file your 2014 taxes, which are due in April 2015.
Exemptions from Payment
If coverage is unaffordable in your area, or you face other certain hardships, you may be able to avoid the tax penalty. This is called an exemption.
How to Apply for an Exemption
If you are applying for an exemption because coverage in your area is unaffordable, you have two options:
- You can claim these exemptions when you fill out your 2014 federal tax return, which is due in April 2015.
- You can apply for the exemptions in the Health Insurance Marketplace.
Note: if you get an exemption because coverage is unaffordable, you may also qualify to buy catastrophic coverage through the Marketplace. This may be more affordable than your other options.
If your income will be low enough that you will not be required to file taxes:
You don’t need to apply for an exemption. This is true even if you file a return in order to get a refund of money withheld from your paycheck. You won’t have to make the shared responsibility payment.
For more information, including a detailed list of qualifying exemptions, visit https://www.healthcare.gov/exemptions/.
Contact a Certified Application Counselor:
St. Francis Health
1700 SW 7th Street
Topeka, KS 66606-1690
785-270-7622 – local
800-444-2954 – toll free
For residents of Wyandotte and Leavenworth Counties:
855-821-0124 – toll free